Allstate Medicare Supplement 2025- Plans & Rates

Allstate has a confirmed A.M Best financial strength rating (FSR) of A+ (Superior), and a long-term issuer credit rating of “AA” (Superior).

Allstate combines its strong ratings with highly competitive and stable Medicare supplement rates in 2025.

You may also view Allstate’s Medigap rates in your area now by entering your zip code below. Rates for Plan F, G, and N in your area will display from Allstate and other top companies.

Allstate Medigap plans are designed to help individuals cover the out-of-pocket expenses that Original Medicare does not cover. These plans can help cover expenses such as copayments, coinsurance, and deductibles.

Allstate Medicare Supplement policies are available to individuals who are enrolled in Medicare, and they are offered in addition to Original Medicare.

Allstate Availability

Currently, Allstate Medigap plans are available in all states except:

·         Maine

·         New Hampshire

·         Vermont

·         New York

·         Massachusetts

·         Rhode Island

·         Connecticut

·         Washington State

There are new states and Allstate products being added regularly, so if you don’t see your state please call us for expected availability.

Allstate offers several Medicare Supplement plans, including Plan G, Plan N, Plan F, and Plan A. Each plan offers different levels of coverage and has its own set of benefits and limitations.

The most popular Allstate Medicare Supplement Plans are:

1. Medicare Supplement Plan G
2. Medicare Supplement Plan N
3. Medicare Supplement Plan F

Allstate Medicare Supplements are standardized plans. This means the benefits of each plan letter are set by the government, and are the same as plans from other companies such as Mutual of Omaha. The rates for the exact same plan can vary widely between companies, so it’s important to compare rates.

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Medicare Plan G is one of the most popular plans offered by Allstate, particularly for people new to Medicare.

And if you qualify for one or all of Allstate’s discounts listed below, the monthly premium for an Allstate Medigap Plan G could end up being the lowest in your area.

As with all of Allstate’s Medicare plans, you can use the coverage nationwide with any provider that accepts Medicare, and there is no need for a referral.

Medicare Plan N is another very popular Allstate Medicare option for individuals who are enrolled in Medicare, and Allstate offers some of the most competitive premiums in several states for this plan.

Medicare Plan N is similar to Plan G in that you must pay the annual Medicare Part B deductible. One reason why many people choose Medigap Plan N over Plan G is that it has lower monthly premiums.

In exchange for lower rates, you might have some additional out-of-pocket expenses that you could pay with Allstate Medigap Plan N. These might include:

·         A copay of up to $20 for doctor’s visits (no copay for telehealth visits)

·         Up to a $50 copay for an emergency room visit if not admitted (urgent care center visits do not apply)

Many people choose a Medigap Plan N rather than a Medicare Advantage plan as they can remain with Original Medicare, not have a network, but still enjoy excellent coverage.

Allstate Medicare Plan F is their most comprehensive plan offered and covers all the gaps in coverage that Original Medicare does not cover, including copayments, coinsurance, and deductibles.

Medigap Plan F is the most expensive Allstate Medigap plan and is not available to everyone.

To qualify for an Allstate Medicare Plan F supplement, you must have been enrolled in Medicare prior to January 1st of 2020.

Allstate provides two levels of preferred rates based on certain situations.

They are:

·         Preferred rates

·         Preferred Select rates

Preferred Medicare Supplement rates

For those who:

·         Do NOT smoke

·         Fall within preferred height/weight range

Preferred Select Medicare Supplement rates

For those who:

·         Do NOT smoke

·         Fall within preferred select height/weight range

·         Have NOT been prescribed or recommended depression medication in the last 5 years

Allstate offers some of the highest discounts in the industry to individuals who are enrolled in its Medicare Supplement plans. These are “stackable”, meaning you may qualify for more than one, or all of them in some cases.

These discounts can help individuals save money quite a bit of money on their premiums, and they include:

1. A household discount (7%)
2. A dual household discount (10%)
3. An activity tracker discount (5%)
4. Annual billing mode discount (10%)

On top of premium discounts you might qualify for, Allstate also offers additional benefits with each Medicare Supplement policy.

Active & Fit Direct ™ Benefit – Discounted Gym Membership

Aside from all the discounts that you might qualify for, included with an Allstate Medicare Supplement policy is a complimentary discount program from Active & Fit.

This is similar to a Silver Sneakers benefit that you might be aware of.

With an Active & Fit complimentary discount program, you get:

·         Access to 800+ on-demand fitness videos

·         Activing tracking compatible with 250+ wearable fitness devices, apps, and exercise equipment

·         Choose from 10,000+ fitness centers for just $25/month*

*Plans provide limited benefits, plus applicable taxes and enrollment fees apply

Hearing Benefits

Allstate offers hearing discount benefits with their Medigap policies through Amplifon Hearing Heath care.

Amplifon Services and Devices

·         Receive a $75 hearing evaluation at one of 5,000 NCQA-credentialed provider locations

·         FREE evaluations at Miracle-Ear ® locations

·         Savings on hearing aids, including all major brands and technology levels

Other Services include a year of free follow-up care, free battery options, and warranty and loss/damage protection.

*exclusions and limitations apply, call us for details.

Allstate Resources Member Portal

Allstate provides its members with access to their resource portal, found at:

MyAllstateHealthSolutions.com

Members can sign in to:

·         Register a fitness device

·         View policy documents

·         Check current and past payments

·         Check your current payment method

·         Download temporary id cards

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